844-TIRADO-1
844-847-2361
sam@tiradolawoffice.com
TIRADO LAW OFFICE, LLC
Hard-hitting advocacy. Heartfelt service.
Your Bankruptcy Ally.
Facing overwhelming debt? Creditor harassment? Know your legal options. Bankruptcy may help you get the fresh start you deserve. Wage garnishment problems? We can help stop them. Need debt relief? Free, virtual bankruptcy consultation available.
Tirado Law Office
Championing Justice / Fighting for You
Tirado Law Office is a consumer bankruptcy law firm representing debtors only — never creditors. Our mission is simple: to help everyday people reclaim their power through financial relief and a true fresh start.
Attorney Samantha “Sam” Tirado, who filed bankruptcy herself, offers client-centered advocacy built on compassion, transparency, and education. She believes every client has a champion inside them — even if they don’t feel like one right now.
It’s normal to feel defeated, hopeless, or ashamed when you’re buried in debt. You may feel like you’ve failed. But at Tirado Law Office, we see you differently. We see someone who’s fighting to regain control, who’s ready to take back their life — and we’re here to help you feel victorious on the other side.
Through every step of your case, Attorney Tirado’s goal is to educate and empower you, so you understand not just what is happening, but why — transforming confusion into confidence and fear into freedom.
She is licensed in both Colorado and Kansas, representing Chapter 7 clients in either jurisdiction remotely, since bankruptcy proceedings are generally handled virtually. Chapter 13 representation is currently offered exclusively in Colorado, with plans to expand services in the future.
🌟 Our Promise
We don’t just file cases — we build champions. When you hire Tirado Law Office, you gain an advocate who will stand beside you, fight for your rights, and help you rise stronger than before.
Because even when you feel defeated, you’re still a Champion in progress.
What Chapter 7 Bankruptcy Can Do for You
Chapter 7 bankruptcy gives you a fresh financial start by wiping out most unsecured debts and stopping creditor harassment. It’s designed to help honest individuals who are overwhelmed by debt get relief and move forward with peace of mind.
Here’s what Chapter 7 can do for you:
Eliminate unsecured debt such as credit cards, medical bills, and personal loans.
Stop creditor calls, lawsuits, and wage garnishments immediately through the automatic stay.
Protect most essential property through state or federal exemptions (like your home, vehicle, and household goods).
Rebuild your credit faster than you might think—many filers receive new credit offers within months.
Start fresh financially without the burden of overwhelming debt holding you back.
What Chapter 13 Bankruptcy Can Do for You
Chapter 13 bankruptcy helps you regain control of your finances by creating a court-approved repayment plan that fits your budget. It’s ideal for individuals who want to catch up on missed mortgage or car payments while protecting their home and other assets.
Here’s what Chapter 13 can do for you:
Stop foreclosure and save your home by catching up on past-due mortgage payments over time.
Prevent vehicle repossession and even lower your car loan balance in some cases (“cramdown”).
Consolidate and simplify your debts into one manageable monthly payment.
Protect co-signers and valuable property that might be at risk in Chapter 7.
Pay what you can afford over three to five years—then receive a discharge of remaining eligible debt.
Gain peace of mind with a structured plan and protection from creditors while you rebuild your finances.
Don't face financial crisis alone. Let someone who's been there guide you to a fresh start.
Payment plans are available, but all fees must be paid prior to filing.
DEBT RELIEF AGENCY DISCLOSURE
Tirado Law Office, LLC is a federally designated Debt Relief Agency under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. We assist individuals in filing for bankruptcy relief under the Bankruptcy Code.
Median Income Limits (Effective for cases filed on or after November 1, 2025)
Colorado
Household Size Annual Median Income
1 person $85,685
2 people $106,690
3 people $127,495
4 people $149,566
5+ people Add $11,100 for each person above 4
Kansas
Household Size Annual Median Income
1 person $67,423
2 people $85,199
3 people $101,189
4 people $122,741
5+ people Add $11,100 for each person above 4
(Source: U.S. Trustee Program, Census Bureau Median Family Income By Family Size for means testing, effective for cases filed on or after November 1, 2025.) Department of Justice
Schedule a Free Initial Consultation
Why Choose Tirado Law Office?
Compassionate Representation From Someone Who Understands
When you’re facing financial stress, the attorney you choose matters. At Tirado Law Office, we believe bankruptcy isn’t about giving up — it’s about taking your power back. We combine legal precision with compassion, strategy, and relentless advocacy to help you rebuild your life with dignity and strength.
You can certainly shop around for other, more experienced, award-winning attorneys or hire a large firm to handle your case. I offer competent, client-centered advocacy with compassion. When you hire Tirado Law Office, you won’t be just a number or a case file. While no attorney can guarantee results or a favorable outcome, I can guarantee that you will have direct access to me- an attorney who truly understands what you're going through and is willing to fight for you.
I walk you through every step of the process with compassion and clarity because I have been in your shoes. I know what questions you have, what fears keep you up at night, and what information you actually need (not legal jargon that leaves you more confused).
Areas We Serve
Colorado Springs, CO 80903
Wichita, KS 67216
Kansas: Chapter 7 Bankruptcy representation throughout the state.
Colorado: Chapter 7 and Chapter 13 Bankruptcy representation throughout the state.
Please note that consultations are remote only via Teams. Only initial bankruptcy consultations are free. In order to maintain an efficient practice, should you miss an appointment and want to reschedule, there will be a $150 fee assessed to be applied towards your legal fee should you choose to retain my services. Thank you for your understanding.
844-TIRADO-1
844-847-2361
Disclaimer: Content on this website is provided solely for informational purposes. Visiting this website does not establish an attorney-client relationship. Such a relationship is only formed after a fee agreement has been signed by both parties.